Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 18 Years’ Worth of Days The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose? How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.